Stop Actions Against You

The filing of a bankruptcy petition effects an automatic stay, which is one of the most powerful injunctions in the law. The automatic stay stops a wide array of legal actions against you and your property. Nonetheless, exceptions do exist and timing can be critical.

Ways we can help you

STOP FORECLOSURE

Whether due to Covid, losing your job or pressing debt, you may be on the verge of losing your home. The bankruptcy code may provide the time to work it out but do not delay. Take action now before a judgment is entered against you.

ASSET PROTECTION

Exemption laws, whether state or federal bankruptcy exemptions, may protect your assets from being sold by your bankruptcy trustee. The application of exemption laws for certain property – including your home – is complex and requires careful consideration and experience.

REMOVE JUDGMENT LIENS

Bankruptcy provides opportunities in many cases to void judgement liens that have been filed against your home or other property. Removal of the judgment lien is not automatic. Careful counsel will always examine the public records for such an opportunity.

STOP EVICTION

The automatic stay in bankruptcy can prevent your landlord from either beginning or continuing with eviction proceedings. Summary process in the Housing Court can move very quickly. Do not lose your rights by delay; call for an appointment to discuss whether a bankruptcy can help protect you. 

STOP REPOSSESSION

Behind on your car loan? Bankruptcy can stop the repossession and a petition in chapter 13 may provide needed relief to allow you to catch up your payments over time. 

STOP WAGE GARNISHMENT

Your bankruptcy petition will stop wage garnishment and may allow you to recover some or all of the money that has been taken.  The best type of bankruptcy for you may be determined by various factors. Consult with an experienced attorney before another paycheck is taken.

BANK ACCOUNT ATTACHMENTS

Collection of judgments stops upon the filing of a bankruptcy. Bank Executions however can be tricky requiring a prompt filing. The delay in objecting in state court may cause you to lose the opportunity to recover and protect funds in bankruptcy 

STOP LITIGATION

Most lawsuits against you will be stop upon the filing of your bankruptcy petition. There are some exceptions that can be quickly identified by experienced counsel.